Programs

Strategic programs across Al Salam Bank Group

14

Programs

88

Projects

49%

Avg Progress

5

At Risk

BHD 64,700,000

Total Budget

60%

Budget Used

Showing 14 of 14 programs

Al Salam Bank Bahrain

Digital Banking Transformation

DBT-2024
EXECUTION
GREEN

Comprehensive digital transformation initiative covering mobile banking, internet banking, and digital onboarding with focus on Sharia-compliant fintech integration

Progress68%

8

Projects

6

Active

1

At Risk

34

Resources

Key Milestones

Mobile App 3.0 Launch
Digital Onboarding Go-Live
Open Banking APIs Release
BudgetBHD 5,800,000 / BHD 8,500,000
AA

Ahmed Al-Mahmood

Program Director

Al Salam Bank Bahrain

Core Banking Modernization

CBM-2023
EXECUTION
YELLOW

Migration from legacy T24 system to modern cloud-native Islamic core banking platform with real-time processing capabilities

Progress42%

12

Projects

8

Active

2

At Risk

28

Resources

Key Milestones

Data Migration Framework
Islamic Products Module
Parallel Run Phase
BudgetBHD 7,200,000 / BHD 12,000,000
SA

Sara Al-Dosari

Program Director

Al Salam Bank Bahrain

Open Banking & API Platform

OBP-2024
EXECUTION
GREEN

Implementation of CBB Open Banking framework with secure API gateway for third-party fintech integration and payment services

Progress55%

5

Projects

4

Active

0

At Risk

12

Resources

Key Milestones

API Gateway Infrastructure
Account Information APIs
Payment Initiation APIs
BudgetBHD 1,400,000 / BHD 2,200,000
KH

Khalid Hassan

Technical Program Manager

Al Salam Bank Bahrain

Regulatory Compliance Enhancement

RCE-2024
EXECUTION
GREEN

CBB regulatory compliance program covering IFRS 9, Basel III implementation, and AML/CFT system upgrade

Progress74%

4

Projects

2

Active

0

At Risk

8

Resources

Key Milestones

IFRS 9 ECL Model Implementation
Basel III Capital Reporting
AML System Upgrade
BudgetBHD 1,100,000 / BHD 1,500,000
FA

Fatima Al-Zayani

Compliance Program Lead

Al Salam Bank Bahrain

Customer Experience Excellence

CXE-2024
PLANNING
GREY

Omnichannel customer experience transformation with focus on branch digitization, contact center AI, and customer journey optimization

Progress15%

3

Projects

1

Active

0

At Risk

6

Resources

Key Milestones

Customer Journey Mapping
Contact Center AI Pilot
Branch Digital Kiosks
BudgetBHD 280,000 / BHD 1,800,000
MA

Maryam Al-Khalifa

CX Program Manager

Al Salam Bank Algeria

Core Banking Implementation

CBI-DZ-2023
EXECUTION
YELLOW

Full-scale Islamic core banking system implementation for Algeria operations with local regulatory compliance and Arabic/French language support

Progress38%

8

Projects

6

Active

3

At Risk

18

Resources

Key Milestones

Infrastructure Setup
Core Module Configuration
User Acceptance Testing
BudgetDZD 4,800,000 / DZD 6,500,000
KB

Karim Benali

IT Program Director

Al Salam Bank Algeria

Branch Network Expansion

BNE-DZ-2024
EXECUTION
GREEN

Strategic expansion of branch network across Algeria with focus on Oran, Constantine, and Annaba regions

Progress52%

6

Projects

4

Active

1

At Risk

14

Resources

Key Milestones

Oran Branch Opening
Constantine Branch Setup
Annaba Branch Launch
BudgetDZD 2,400,000 / DZD 4,200,000
AH

Amina Hadj

Expansion Program Manager

Al Salam Bank Algeria

Regulatory Compliance - Bank of Algeria

RCB-DZ-2024
EXECUTION
RED

Bank of Algeria regulatory compliance program including reporting automation, capital adequacy, and Islamic banking supervision requirements

Progress28%

4

Projects

3

Active

2

At Risk

6

Resources

Key Milestones

Gap Analysis Complete
Regulatory Reporting System
BoA Audit Readiness
BudgetDZD 1,200,000 / DZD 1,800,000
YK

Youcef Kaddour

Compliance Lead

Solidarity

Takaful Digital Transformation

TDT-2023
EXECUTION
GREEN

End-to-end digital transformation for Takaful operations including policy administration, claims processing, and customer self-service portals

Progress72%

10

Projects

7

Active

1

At Risk

26

Resources

Key Milestones

Customer Portal Launch
Claims Automation Go-Live
AI Underwriting Pilot
BudgetBHD 5,100,000 / BHD 7,500,000
HA

Hassan Al-Mannai

Digital Program Director

Solidarity

Family Takaful Product Innovation

FTP-2024
EXECUTION
GREEN

Development of new Sharia-compliant family Takaful products including education savings, retirement plans, and health coverage

Progress58%

5

Projects

4

Active

0

At Risk

12

Resources

Key Milestones

Education Savings Plan Launch
Retirement Product Development
Health Takaful Enhancement
BudgetBHD 1,650,000 / BHD 2,800,000
NA

Noura Al-Sulaiti

Product Program Manager

Solidarity

GCC Regional Expansion

GRE-2024
PLANNING
GREY

Strategic expansion into UAE, Kuwait, and Oman markets with localized Takaful products and partnership development

Progress22%

6

Projects

2

Active

0

At Risk

8

Resources

Key Milestones

Market Research & Feasibility
UAE Partnership Agreement
Kuwait License Application
BudgetBHD 800,000 / BHD 5,200,000
AA

Abdullah Al-Romaihi

Regional Expansion Lead

Solidarity

Claims Excellence Program

CEP-2024
EXECUTION
GREEN

Comprehensive claims process optimization with AI-powered fraud detection, mobile claims submission, and real-time status tracking

Progress82%

4

Projects

2

Active

0

At Risk

10

Resources

Key Milestones

Mobile Claims App
AI Fraud Detection
Real-time Tracking Portal
BudgetBHD 2,050,000 / BHD 2,400,000
LA

Layla Al-Baharna

Claims Program Lead

ASB Capital

Investment Platform Modernization

IPM-2024
EXECUTION
YELLOW

Modernization of investment banking platform with Sukuk trading capabilities, portfolio management, and real-time market data integration

Progress45%

7

Projects

5

Active

2

At Risk

16

Resources

Key Milestones

Trading Platform Architecture
Sukuk Module Development
Market Data Integration
BudgetBHD 3,200,000 / BHD 4,800,000
MA

Mansoor Al-Arrayed

Investment Tech Director

ASB Capital

Wealth Management Digital Suite

WMD-2024
EXECUTION
YELLOW

Digital wealth management platform for high-net-worth clients with Sharia-compliant investment advisory, portfolio analytics, and client reporting

Progress38%

6

Projects

5

Active

1

At Risk

12

Resources

Key Milestones

Client Portal MVP
Advisory Dashboard
Portfolio Analytics Engine
BudgetBHD 2,100,000 / BHD 3,500,000
HA

Hanan Al-Juffairi

Wealth Tech Program Lead

Program Intelligence

AI recommends resource reallocation: Move 3 resources from Wealth Management to Investment Platform to accelerate Sukuk module delivery